Goodbye to a rough year!

As we end a difficult year, we are left with a great deal of uncertainty as to where the short term will lead us. This past year was one of the most confounding to market participants in memory. After a fairly positive start, the year turned into a nightmare of...

A Moment For Thanks

There seems to be ever increasing rancor in our public arena. Investments seem to be more volatile with likely lower returns in the near future. People seem to all be, as per the famous line in Network, “mad as h*** and not going to take it anymore.” It is easy to get...

Whining About Uncertainty

How many times in the past few months have we heard the pat answer “the job creators aren’t creating jobs due to uncertainty”. This has become a fine “whine” so to speak. The dictionary defines an entrepreneur as” the owner or manager of a business enterprise who, by...

Time to chill a bit?

Market volatility is driving investors crazy, everyone seems unhappy with almost everything (government, Wall Street, you name it). It is enough to make me think people need to take a deep breath, exhale, and pause for a moment. We did not name our business Capstone...

The one question you need to ask your investment manager

We have seen a lot of lists of questions you should ask your advisor over the years. They are useful and you should, in fact, ask many of them. The most important question for understanding who you are hiring is usually not on these lists. The question is-What do you...

Our Third Rule of Investing

As many of you may know, Warren Buffet’s first rule of investing is- Don’t lose money! His second rule of investing is- Don’t forget the first rule! This is terrific advice save for one small detail. The detail is that we have never met anyone smart enough to follow...