Studies show that only 20% of couples make long-term financial decisions together. That’s a problem. When one spouse manages everything, it can leave the surviving partner feeling lost. The same happens for single households when adult children, siblings or others that will handle the estate also feel lost and don’t know where to start.
How We Can Help
- We encourage and invite both spouses, family members or trusted friends into planning conversations.
- We provide educational resources and tools (checklists, guides, and FAQs) to help you and your heirs understand your estate plan.
- We share clear, real-world advice—not just legal or financial jargon.
- We’ll explain and monitor how each decision fits not the larger financial plan.
Don’t Leave the Next Generation in the Dark
Many people are hesitant to bring children or other heirs into estate planning conversations. But keeping them informed now can prevent confusion, conflict, and legal trouble later. Recent changes from the IRS have changed and complicated many inherited accounts and understanding and planning prior, helps understand this.
Why It Matters
When your heirs understand your intentions—and know the advisors involved—they’re more likely to honor your wishes and maintain family unity.
How to Get Started
- Consider holding a family meeting to share your estate plans.
- Let Capstone help facilitate the discussion and explain the details.
- Introduce your children or beneficiaries to your advisor and estate attorney.
- Make sure everyone knows who will handle key responsibilities, like being a trustee or power of attorney.
Having these conversations early gives your loved ones confidence—and gives you peace of mind.
Make Sure Your Estate Plan Is Easy to Access and Understand
Make Sure Your Estate Plan Is Easy to Access and Understand
Having a plan is just the first step. You also need to make sure your family knows where to find it, and what to do when the time comes.
Simple Steps to Stay Organized
- Create a clear, written estate plan with help from your advisor and attorney.
- Keep copies of key documents in a secure, accessible place.
- Share instructions with your spouse and key family members.
- Update your plan after major life events—like a birth, death, marriage, or divorce.
- The more organized you are, the easier it will be for your family to carry out your wishes.
Final Thoughts: Your Legacy Is More Than a Will
Estate planning isn’t just about passing on assets—it’s about passing on values, priorities, and peace of mind. By including your spouse, engaging your heirs, and working with the right professionals, you can avoid unnecessary stress and leave behind more than just money. You’ll leave behind clarity, unity, and a plan that truly reflects your wishes.
If we can help you start a conversation please call us today—your family will thank you for it tomorrow.