by admin | Sep 17, 2014 | Archives
In a momentous decision this week, CALPERS (the California Public Employee Retirement System) announced that it would shed all of its hedge fund holdings. This was the Absolute Return portion of its portfolios and it cited cost and complexity as the leading reasons to...
by admin | Sep 3, 2014 | Archives
It is only natural to try to compare to others when considering “how am I doing?”. In the investment world, most Americans compare their portfolio to the S&P 500, an index of 500 large US companies that are publicly traded. If you are underperforming, is it time...
by admin | Aug 1, 2014 | Archives
The bulls and bears are out every day, appealing to your greed and fear. Each and every one of them seems to be well reasoned, thoughtful, and convincing. The sad truth is that none of these experts (yes, none!!!) has any idea where the market is going next. Sure,...
by admin | Jul 22, 2014 | Archives
In a previous post we discussed a couple in New Jersey who wanted to know if they are “Financially Secure”. In the same meeting, they asked “What is our level of confidence that we will reach our financial goals?” This is a very typical question. It’s a...
by admin | Jul 18, 2014 | Archives
If you have an investment advisor, you want to make maximum use of them as trusted members of your financial team. A fee based investment advisor is held to a fiduciary standard, meaning they must put your best interests first. This should mean that they can serve as...
by admin | Jul 11, 2014 | Archives
This was the question I was asked recently by a couple. They have wonderful income. They are great savers and have amassed a great deal of savings. And yet, they had the question: Are we financially secure for retirement? IT’s A STATE OF BEING For some individuals,...
