57 Channels and Nothing on – Choosing the Right investment

There are over 6,700 individual stocks to invest in, 7,691 Mutual funds, and 916 ETFs. Not to mention annuities and insurance products. This is a lot of investments to choose from. In Bruce Springsteen’s “57 Channels and nothing on” he describes a world with all this...

Battling Human behavior and investing in 401k

“What sane person doesn’t maximize their 401(k) savings and company matching?” asks Miss Snarkypants in an entry to the transcript of the piece on “How do companies boost 401k enrollment? Make it Automatic” on NPR last Monday, April 21. My first job, before...

Sorting through the Noise (Again!)

“Blow up your TV throw away your paper”- John Prine Spanish Pipedream Yesterday was my lucky day. I received two emails, literally less than 15 minutes apart. The first had an article recommending that now was the time to dump your emerging market bonds. Being human,...

What’s Your Financial Philosophy?

Pope Francis has quickly laid out his philosophy to create a new Catholic order. He has commented that the Catholic Church should focus on helping the poor.  This has met with strong approval from U.S. Catholics.  Francis reaffirmed traditional church teachings, but...

Colorado’s State of Retirement

The number of individuals prepared for retirement is low. This is especially the case for low-income individuals, so says Rich Jones, director of policy research at the Bell Policy Center, a nonprofit research group based in Denver. The risk is not just to the lower...