Can You Retire Early?

We are a diverse financial services firm dedicated to helping you establish, implement and manage your financial goals.

Capstone ira Retirement Planning & Financial investment advisors, cfa in Colorado Springs

As a Chartered Financial Analyst (CFA) we keep up to date on our IRA and retirement planning, a recent study (source: Northwestern Mutual) showed:



Do you need:

…to know when you can retire?

…to build a financially secure future?

…guidance to make financial decisions for your circumstances?

The most common question we hear as financial advisors is WHEN CAN I RETIRE?

Clients often ask, “Can I retire early?” or “When can I comfortably retire with enough money?” To find a solution, as a Certified Financial Advisor, we must first get to know your financial situation and calculate your FUNDED INCOME. This is the income you want and need in retirement to live a life of significance.

Capstone Investment Financial Advisors Group is your resource for building a secure IRA & financial future.



Confused about your finances?

You might think you are looking at a jigsaw puzzle when it comes to analyzing your Roth IRA and knowing when you can retire.

Here are some client stories. Do you relate?

“I have a 30 minute commute in traffic. The deadlines of work are weighing on me.

I want to do a good job, but to get it done takes a lot out of me.

I don’t know how much money I need and how best to put my money to work, so I continue to work.

I want to be able to retire soon, but how much will that cost?”

“For years, I have been working in a job with a six figure income, but it is unfulfilling to me. I long to switch jobs and do something I know would make me happy, but to do so I would be making significantly less than my current income. How would this factor into my future retirement?”

“I have been working a long time. I have had to make hard decisions and sacrifice for my family. Now that I’m getting older, I want time to do what I want.”

The things you want to do could be as diverse as traveling in an RV, taking a trip to Italy, or having time to read a library of books. There are many variables to consider before you retire. You need strategies to make sure you get the results you’re looking for in retirement.

Capstone’s financial advisors identify the individual pieces of your retirement picture and helps you assemble the puzzle. This means taking into consideration your income, spending, investments, Social Security, Medicare, and pension data and how it compares to your anticipated retirement expenses. The idea is to create a picture of retirement life. We will determine how much you will spend in retirement, the income to support that spending, and the portion of that income you will need to withdraw from your investments and IRA.

The Answer?


We frequently hear from clients the following: “So many variables! So much news to follow! I don’t enjoy looking at my financial status or have the experience to make those decisions. I am uncertain about the future and what to do.”

Our Colorado Springs financial advisor Clients tell us they have spent their time teaching, nursing, selling for their company; not following the stock market or knowing how best to invest their money. They say things like: “I think I have done a good job saving. But how do I know? How do I know that I can send my kids to college, or I can purchase a second home in the mountains or on the beach? I don’t want to worry about these things. I want to play tennis and go golfing and be active.”

They know they want to make the right decisions, but they don’t know where to start or who they can trust to put them on the right path.

We can show you how to organize the money and income you have to create the life you want and live a financially secure future.

Our Services include Financial Planning, Retirement Planning, Investment Management, Risk Management & Wealth Management.


Financial security is more than wealth. It is doing what you want, when you want.

We help you achieve this by creating a plan. A financial advisor will calculate the numbers you are not comfortable computing. We offer guidance to help you make big financial decisions like education, a second home, retirement (Roth IRAs) and your estate plan.

We believe in planning for the future and offering our clients the resources they need to be financially secure, no matter how uncertain the future may be.

At Capstone, we deal with a multitude of retirement plans, including:

  • retirement planning at workSIMPLES
  • SEPs
  • Individual 401(k) plans
  • Group 401(k) plans
  • 403(b)s for non-profit groups

Defined benefit plans that offer large deductions for high earners

We also work with clients looking for help with their individual investment accounts, joint accounts, trust accounts, Individual Retirement Accounts (IRAs), tax deferred annuities, and ROTH IRA accounts.

We’re dedicated to helping our Colorado Springs clients understand how to start an account and stay on course to create a path to retirement.

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Serving Colorado Springs, Falcon, Glen Eagle, Monument, Mainitou Springs, Stratmoor, Security-Widefield, Fountain, Fort Carson, the USAFA & Briargate, Peregrine/Rockrimmon and Old Colorado city plus the downtown neighborhoods of Colorado at the following Colorado Springs zip codes: 80901, 80902, 80903 ,80904, 80905, 80906, 80907, 80908, 80909, 80910, 80911, 80912, 80913, 80914, 80915, 80916, 80917, 80918, 80919, 80920, 80921, 80922, 80923, 80924, 80925, 80926, 80927, 80928, 80929, 80930, 80931, 80932, 80933, 80934, 80935, 80936, 80937, 80938, 80939, 80940, 80941, 80942, 80943, 80944, 80945, 80946, 80947, 80949, 80950, 80951, 80960, 80962, 80970, 80977, 80995, 80997

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If you have questions, click on contact us, or call us at 719-477-9883 or 1-888-571-3713.We look forward to talking with you.