Wake Up …and Smell the Coffee!!!

Those of you, who know me well, know that I am not a fan of predictors or pundits who predict the future. However, I do think it is a totally rational concept to be able to come up with a realistic range of returns for investments over the long haul. To do that, we...

Risk-What it’s all about!

Risk is the chance of loss, and for most of history it was viewed as that. There is a chance I’m going to lose. But in the capitalist system, risk is also an opportunity. Nothing ventured, nothing gained is as important to keep in mind as the fear that if I don’t...